The various government agencies/organisations are given responsibilities for the implementing various policies/decisions of the Government of India. Policies about credit flow to the agricultural/priority sector are framed/implemented through which of the following apex bodies?

a) ECGC

b) NABARD

c) UTI

d) IDBI Bank

Policies about credit flow to the agricultural/priority sector are framed/implemented through none of these.

NABARD has the function of acting as a refinancing institution for not only agriculture but also for the agencies providing credit to small-scale industries, cottage and village industries, artisans, craftsmen and other rural production units.